arventiqlabs.com Bengaluru, India
Fintech & Digital Payments · Beginner

UPI collect-request scam explainer

FIN-02 · Original hackathon problem statement from Arventiq Labs

The problem

Victims approve collect requests believing they are receiving money, and lose it instead.

What to build

Create an overlay-style helper that reads a payment request's details and says in plain words whether the user is paying or receiving.

Success looks like

User testing showing that people correctly identify the direction of money in at least 95% of cases after seeing the helper.

Suggested technologies

  • UPI deep links
  • Plain-language UX
  • Android accessibility services
  • Usability testing
  • Behavioural design

An original, independent statement. It is not an official Smart India Hackathon problem statement, and Arventiq Labs is not affiliated with or endorsed by that programme. The scenario is illustrative and does not describe any specific organisation. Free to use with credit.